Editing Universal health care (section)

===Israel===
Everyone living in [[Israel]] must sign up with one of four Health Maintenance Organizations (HMOs), and can switch between them once a year. The HMOs are required by law to operate as non-profit organizations and must offer the same basic package, which covers a wide range of medical procedures and medications. They can also offer their own additional health policies, but cannot deny anyone membership in one of their policies, although they can charge premiums based on age. The self-employed must pay their premiums, while employees must pay a partial premium deducted from their paychecks, with their employer covering the rest. Premiums are also deducted from pensions.